This has turned into such a valuable thread! @Benjamin E Housel, your point about 'Survival first, growth second' is the ultimate truth for 2026. ️
@Vicole, I hear your excitement about equities, but please listen to @Mr.Simon—going 'all-in' on stocks is like driving without a spare tire. In a market where Okomu Oil is at ₦1,765 and Fidson is hitting record highs, it’s tempting to chase, but the 364-day NTB at 16.99% still provides a guaranteed 'safety net' that beats our 15.05% inflation. I’m keeping my 6-month emergency fund in Treasury Bills/Money Markets before I even look at more equity units. Who else is sticking to the 'Survival First' rule this weekend?
@Vicole, I hear your excitement about equities, but please listen to @Mr.Simon—going 'all-in' on stocks is like driving without a spare tire. In a market where Okomu Oil is at ₦1,765 and Fidson is hitting record highs, it’s tempting to chase, but the 364-day NTB at 16.99% still provides a guaranteed 'safety net' that beats our 15.05% inflation. I’m keeping my 6-month emergency fund in Treasury Bills/Money Markets before I even look at more equity units. Who else is sticking to the 'Survival First' rule this weekend?
